Temple's bookstore website makes it easy to pull up all of your textbooks at once and see the total cost, as long as the professor submits their text requests. The good news for me is that I have the same text for both classes. The bad news is that it costs $178. As a member of the Temple Textbook Affordability Task Force, this is interesting information. Language acquisition is hard and I don't blame an instructor for choosing the best text despite the cost, but I do think a wider community needs to examine alternatives.
I'm in the process of tidying up my finances. Suze Orman's The Money Book for the Young, Fabulous and Broke has been a fantastic resource because it gives clear, straightforward advice in language I can understand. Orman's first rule, and she is very insistent on this, is that you have to know your FICO score, also known as your credit rating. You probably know that this score is used to determine your eligibility for mortgages and car loans. According to the New York Times it is also often used by employers to decide if you are a good job candidate. So even if you're not shopping for a loan, it is a good idea to know your score. BUT, before you check your score, you should check the information your score is based on--your credit reports. You actually need to look at 3 credit reports, one from each of the major agencies (Equifax, Experian, and TransUnion). But you only need to go to one website to get started. AnnualCreditReport.com allows you to obtain one fr...

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