I'm in the process of tidying up my finances. Suze Orman's The Money Book for the Young, Fabulous and Broke has been a fantastic resource because it gives clear, straightforward advice in language I can understand. Orman's first rule, and she is very insistent on this, is that you have to know your FICO score, also known as your credit rating. You probably know that this score is used to determine your eligibility for mortgages and car loans. According to the New York Times it is also often used by employers to decide if you are a good job candidate. So even if you're not shopping for a loan, it is a good idea to know your score. BUT, before you check your score, you should check the information your score is based on--your credit reports. You actually need to look at 3 credit reports, one from each of the major agencies (Equifax, Experian, and TransUnion). But you only need to go to one website to get started. AnnualCreditReport.com allows you to obtain one fr...
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